Sorry Thomas,
I did read your post, it just didn't sink in 100%, I was just trying to figure out the most reliable solution here - it does seem that I could use another filesystem, but when I first went to the Smart File System page, I could see that there were disclaimers all over the place about losing data.
Sorry, the 8 GB card is not pointless as I made out - pointless was a bad choice of words - it just add extra complexity to the mix. Having said that, I'm not one for going the easy route anyways and probably will go for an 8 GB card with one of the filesystems - as this is going to be a WHD Load machine mainly, there really shouldn't be anything on it that can't be easily replaced.
Thanks for all your help guys - sorry about misreading that.
Cheers
Chris