Users that already have 3.1 likely already have harddisk+RAM, don't you agree? (And BTW those will likely have problems with Kipper2k's card because I doubt any switch will fit under the board. (?))
I'm asking for "the guy taking his A500 from his parent's attic to start using it". The one who will go, "cool, new expansions, now I can get my Amiga going". The guy who will buy these cards.
The guy who doesn't have the knowledge we here have accumulated. These snags that we know how to fix are hurdles for him. That's why I show the two snags, soldering and the easiest way for autobooting, swapping ROM chip.