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Old 22 August 2012, 18:06   #160
Registered User
Join Date: Apr 2012
Location: Canada
Age: 36
Posts: 352
Hmm, well you get the minimum required payment on your credit card, but nothing prevents you from paying the full amount and not paying any fees, just don't overspend what you don't have.

I use almost exclusively my credit card, since I never pay any interest on it (always pay the full bill), there are no yearly fees and I get a 1% cashback on all purchases. I try not to carry cash at all.
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