Bucko - just wanted to chime in to say that to begin with, I also didn't bother with harddrives and all that as all I used to own as a kid was a regular A500 without any harddrives.
However - regardless of whether or not you have any experience with using harddrives and WHDload and all that - there's no need to fear it will be very stressful to start using.
It's luckily quite easy and quick to set up even with practically no background knowledge... simply by googling or better yet - searching the forums here.
And you will find using an A1200 with a harddrive and WHDload is extremely much more convenient and fun (especially for games spanning several floppies), even despite lacking the nostalgic floppy drive loading sound.
In any case, even with all that set up, nothing is stopping you from using the floppy drive... you'll just have another very convenient option that I suspect you will very soon start taking advantage of